Opening and Managing a Spanish Bank Account

How to open and manage your spanish bank account

There are two main types of banks in Spain:

  • general retail and commercial banks (bancos), including registered foreign banks
  • savings banks (cajas de ahorros)

The core banking services offered by both these types of entities are generally the same. One of the main differences is that cajas de ahorros are traditionally confined to specific regions, although the major ones have branches throughout the country and legislatively they are limited liability companies, while banks are limited liability companies.

Spain has one of the highest ratios of bank branches per capita in Europe.

You might want to look into which banks offer an English-language service.

In Órgiva the banks that offer an English-language service are the Santander and La Caixa.

Top Banks in Spain

The top banks (bancos) in Spain include the following. Most provide website services and information in English:

Banco Santander

La Caixa

Banco Bilbao Vizcaya Argentaria (BBVA)

Banco Sabadell

Caja de Ahorros del Mediterráneo

Caixa Catalunya


Ibercaja (in Spanish)

Caixa de Galicia (in Spanish)

Barclays Bank S.A.

Unicaja (in Spanish)

Bilbao Bizkaia Kutxa (BBK)